Attention homeowners in Ferndale and Oakland County: Need an appraisal?
Check out the top 7 reasons why MI homeowners call on Property Valuation Group:
Own a house in or near Ferndale, MI and need help deciding the value of it?
At Property Valuation Group, we understand the unique needs of a homeowner seeking appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Property Valuation Group, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to cancel PMI
A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you delete undesirable PMI insurance.
Challenge Oakland county's assessment of your property
Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from Property Valuation Group is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be troublesome from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Property Valuation Group can provide you with efficient appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Property Valuation Group offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.